CREDIT RISK IN AGRICULTURE

Daniela Harangus

Abstract


Banks are permanently concerned to establish measures to mitigate credit risk. These measures are preventive, operative and curative. In order to decrease risk exposure, banks create a strategy for identifying, quantifying and continuous monitoring of risk exposures.

This research aims to identify risk factors and symptoms in activity of agricultural farms.  The elements that intensify the credit risk in agriculture are also analyzed. There are a lot of requirements of banking prudence imposed by the National Bank ofRomania. 


Keywords


Banks; agricultural credit; factors and symptoms; credit risk; banking prudence.

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References


CHUEN-PING CHANG, 2014, A barrier option framework for rescue package designs and bank default risks, Journal of Economic Modelling, No. 38 (2014), pp. 246–257, journal homepage: www.elsevier.com/locate/ecmod

HARANGUŞ, DANIELA, 2015, Credit institutions, Eurostampa Publishing House, Timişoara

MAMIZA HAQ, ROBERT FAFF, RAMA SETH, SUNIL MOHANTY, 2014, Disciplinary tools and bank risk exposure, in Pacific-Basin Finance Journal, No.26 (2014), pp. 37–64, journal homepage: www.elsevier.com/locate/pacfin

http://credit-agricole.ro/wp-content/uploads/2012/04/Raport-privind-cerintele-de-publicare-2012.pdf

https://www.cec.ro/UserFiles/File/Anexa_2_RBNR_2013.pdf

www.bnro.ro


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Copyright (c) 2016 Daniela Harangus

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LUCRĂRI ȘTIINȚIFICE MANAGEMENT AGRICOL

ISSN print 1453-1410
ISSN online 2069-2307
(former ISSN 1453-1410, E-ISSN 2069-2307)

PUBLISHER: AGROPRINT Timisoara, Romania
PAPER ACCESS: Full text articles available for free
FREQUENCY: Annual
PUBLICATION LANGUAGE: English

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Banat`s University of Agricultural Sciences and Veterinary Medicine “King Michael I of Romania” from Timisoara
Faculty of Management and Rural Tourism
300645, Timisoara, Calea Aradului 119, Romania

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