THE ROLE AND IMPORTANCE OF FINANCIAL RISK INDICATORS

Alina Hagiu, Marinela Bărbulescu, Alina Georgiana Oprea

Abstract


Commercial, private and state banks perform universal operations related to lending to industrial, commercial, etc. enterprises, mainly from the account of funds, obtained in the form of deposits. There are four groups of banking operations: passive operations, active operations, banking services and banks' own operations, all of them having associated some risks. This paper was built on a number of two major sections, preceded by a short introduction and followed by a few brief conclusions. The first of the sections is dedicated to the definition and analysis of risk indicators, while the second section is of an applicative type and refers to a case study on the analyzed topic. In the case study we used the BRD - GROUPE SOCIÉTÉ GÉNÉRALE indicators to emphasize the financial risk indicators.

Keywords


financial risk; interest; company; performance.

Full Text:

PDF

References


ANGHELACHE C., MANOLE A., ANGHEL M.G., STANCIU E., SOARE D.V., 2015, Significant aspects regarding the analysis of the bankruptcy risk, ART ECO - Journal of Economic Studies and Research,Vol.6/No.3

ANTONIO DI CESARE, ANNA ROGANTINI PICCO, 2018, A Survey of Systemic Risk Indicators, Questioni di Economia e Finanza (Occasional Papers) 458, Bank of Italy, Economic Research and International Relations Area

DUMITRU M. MIHALAȘCU R., OPREA I.A., 2012, Banking risk management, ProUniversitaria Publishing House

IOSOF S., GAVRI T., 2013, Risk Management, ProUniversitară Publishing House, Bucharest

MAZZOCCHETTI ANDREA, LAURETTA ELIANA, RABERTO MARCO, TEGLIO ANDREA, CINCOTTI SILVANO, 2018, Systemic Financial Risk Indicators and Securitised Assets: an Agent-Based Framework, MPRA Paper 89779, University Library of Munich, Germany

MAZZOCCHETTI ANDREA, LAURETTA ELIANA, RABERTO MARCO, TEGLIO ANDREA, CINCOTTI SILVANO, 2020, Systemic financial risk indicators and securitised assets: an agent-based framework, Journal of Economic Interaction and Coordination, Springer; Society for Economic Science with Heterogeneous Interacting Agents, vol. 15(1), pg. 9-47

SILVA WALMIR, KIMURA HERBERT, SOBREIRO VINICIUS AMORIM, 2017, An analysis of the literature on systemic financial risk: A survey, Journal of Financial Stability, 28(C), pg 91-114

AN ZHONGMING, FRIMPONG SAMUEL, DING GUOPING, 2019, Impact of Financial Risk Indicators on Banks’ Financial Performance in Ghana, Business and Economic Research, Vol. 9, No. 14

TREAPAT L.M., 2012, Banking risk management and insurance in Romania, Economic Publishing House, Bucharest

XINGXING YE, RAPHAËL DOUADY, 2019, Risk and Financial Management Article Systemic Risk Indicators Based on Nonlinear PolyModel, Université Paris1 Panthéon-Sorbonne (Post-Print and Working Papers) hal-02488592, HAL

BRD, Annual financial report, 2016

BRD, Annual financial report, 2017

BRD, Annual financial report, 2018

www.brd.ro

www.bvb.ro

www.bnr.ro


Refbacks

  • There are currently no refbacks.


Copyright (c) 2020 Hagiu Alina, Bărbulescu Marinela, Alina Georgiana Oprea

Creative Commons License
This work is licensed under a Creative Commons Attribution 4.0 International License.


LUCRĂRI ȘTIINȚIFICE MANAGEMENT AGRICOL

ISSN print 1453-1410
ISSN online 2069-2307
(former ISSN 1453-1410, E-ISSN 2069-2307)

PUBLISHER: AGROPRINT Timisoara, Romania
PAPER ACCESS: Full text articles available for free
FREQUENCY: Annual
PUBLICATION LANGUAGE: English

______________________________________________________________________________________________

Banat`s University of Agricultural Sciences and Veterinary Medicine “King Michael I of Romania” from Timisoara
Faculty of Management and Rural Tourism
300645, Timisoara, Calea Aradului 119, Romania

E-mail: tabitaadamov2003 [at] yahoo.com
Phone: +40-256-277439, Fax.: +40-256-277031