THE IMPORTANCE OF BUDGET MANAGEMENT AMONG UNIVERSITY STUDENTS

Diana Tokolyi, Anamaria Pop, Andreea Mirăuță, Iustina Bohuş, Elena Tonea

Abstract


This paper explores the essential role of budget management in the lives of university students, emphasizing how financial planning contributes to academic achievement, emotional stability, and long-term financial well-being. Drawing upon studies in financial literacy, behavior, and education, the discussion demonstrates that developing budgeting skills fosters autonomy, discipline, and responsible citizenship. The paper concludes that integrating financial literacy education into university curricula is critical to equipping students with the skills necessary to navigate increasingly complex financial environments.


Keywords


student budget; budgeting; student autonomy; financial stress; financial behavior; financial self-efficacy

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References


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Copyright (c) 2026 Elena Tonea

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This work is licensed under a Creative Commons Attribution 4.0 International License.

LUCRĂRI ȘTIINȚIFICE MANAGEMENT AGRICOL

ISSN print 1453-1410
ISSN online 2069-2307
(former ISSN 1453-1410, E-ISSN 2069-2307)

PUBLISHER: AGROPRINT Timisoara, Romania
PAPER ACCESS: Full text articles available for free
FREQUENCY: Annual
PUBLICATION LANGUAGE: English

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Banat`s University of Agricultural Sciences and Veterinary Medicine “King Michael I of Romania” from Timisoara
Faculty of Management and Rural Tourism
300645, Timisoara, Calea Aradului 119, Romania

E-mail: tabitaadamov2003 [at] yahoo.com
Phone: +40-256-277439, Fax.: +40-256-277031