THE MANAGEMENT OF NON-PERFORMING LOANS A PROBLEM OF THE ROMANIAN BANKING SECTOR
Abstract
The study explores the fundamental aspects of non-performing loans of banks in the Romanian banking sector, in order to determine the extent to which Romanian banks engage in an effective reduction of them in order to make banking more efficient and ensure adequate economic growth. In addition, the factors that influence the emergence and growth of non-performing loans of Romanian banks and the impact of non-performing loans on bank profitability are examined. The results of the research show that the ways to make the effects of the lending policy more efficient have determined a permanent improvement in the quality of the loan portfolio.
Keywords
Full Text:
PDFReferences
ASLI DEMIRGUC K., ALVARO P., RUIZ ORTEGA C., 2021, Banking performance during the Covid-19 crisis, Journal of Baking&Finnance, Vol 133, https://www.sciencedirect.com/science/article/pii/S0378426621002570?via%3Dihub
BADEA L.. (coord.), SOCOL A., DRAGOI V., DRIGA I.A, 2010, Managementul riscului bancar, Editura Economică, Bucureşti
BERHANI R., 2014, Macroeconomic Determinants of Nonperforming Loans of in albanian banking system”, Conference: International Conference on Economic and Social Studies, At: Sarajevo, Volume: Part 1, ISBN 978-9958-834-39-4
DARDAC N., BARBU T., 2012, Instituţii de credit, Editura ASE, Bucureşti
DRĂGOI E.V., 2013, Gestiune bancară, Editura Valahia University Press, Târgovişte
ELSIGER H., LEHAR A., SUMMER M., 2006, Risk assessment for banking systems, Management Science 52(9), 1301-1314, DOI: 10.1287/mnsc.1060.0531
GHOSH A., 2015, Banking-Industry Specific and Regional Economic Determinants of Non-Performing Loans: Evidence from US States”, Journal of Financial Stability 20, p. 93–104. Follow journa, DOI:10.1016/j.jfs.2015.08.004
HADA T., BARBUTA-MISU N., IUGA I.C., WAINBERG D., 2020, Macroeconomic Determinants of Nonperforming Loans of Romanian Banks, Sustainability, 12, 7533; doi:10.3390/su12187533
HANEEF S., RIAZ T., MUHAMMAD R., MANSOOR R.A., ISHAQ H.M., KARIM Y., 2012 Impact of Risk Management on Non-Performing Loans and Profitability of Banking Sector of Pakistan, International Journal of Business and Social Science, 3(7), pp. 307-315
ISARESCU M., 2016, the governor of the BNR, Speech at the Opening of the High Level Regional Seminar on the Resolution of Non-Performing Loans, Bucharest. http://www.bnr.ro/Discurs-in-deschiderea-seminarului-regional-la-nivelinaltprivind-rezolutia-creditelor-neperformante-14313.aspx
JOHANNES P., SHEEFENI S., 2015, The Impact of Macroeconomic Determinants on Nonperforming Loans in Namibia, International Review of Research in Emerging Markets and the Global Economy (IRRE), 1(4)
LARYEA E., NTOW-GYAMFI M., AZUMAH A.A., 2016, Nonperforming loans and bank profitability: evidence from an emerging market, African Journal of Economic and Management Studies, 7(4), pp. 462-481, DOI 10.1108/AJEMS-07-2015-0088
PAUNA V., DIACONU A., PLATAGEA S.G., GEORGESCU R.I., 2022, Banking management in the prism liquidity – profitability interrelation, Theoretical and Applied Economics, Volume XXIX (2022), No. 1(630), Spring, pp. 93-100
RADOI M.A., 2009, Gestiune bancară, Editura Economică, Bucureşti
SAOM SHAWLEEN A., TASANOVA N., NAWAR N., 2022, Are non‑performing loans sensitive to macroeconomic determinants? An empirical evidence from banking sector of SAARC countries, Future Business Journal, https://doi.org/10.1186/s43093-022-00117-9
SEGUN T.B., AKINLO E.AN., 2020, Determinants of Nonperforming Loans After Recapitalization in the Nigerian Banking Industry: Does Competition Matter?, African Development Review, DOI: 10.1111/1467-8268.12661
SYED, A.A., 2021, Determinants of Nonperforming Loans:A Review of Empirical Evidence, New Challenges for Future Sustainability and Wellbeing, ISBN: 978-1-80043969-6, eISBN: 978-1-80043-968-9
BNR, Raport asupra stabilității financiare, 2022, Anul VII (XVII), nr. 12 (22)
BNR, Annual report, 2021
Banca Centrală europeană, www.bce.eu.int
Refbacks
- There are currently no refbacks.
Copyright (c) 2023 DINCU ANA-MARIANA, DRAGOI VIOLETA ELENA, PREDA LARISA ELENA

This work is licensed under a Creative Commons Attribution 4.0 International License.
LUCRĂRI ȘTIINȚIFICE MANAGEMENT AGRICOL
ISSN print 1453-1410
ISSN online 2069-2307
(former ISSN 1453-1410, E-ISSN 2069-2307)
PUBLISHER: AGROPRINT Timisoara, Romania
PAPER ACCESS: Full text articles available for free
FREQUENCY: Annual
PUBLICATION LANGUAGE: English
______________________________________________________________________________________________
Banat`s University of Agricultural Sciences and Veterinary Medicine “King Michael I of Romania” from Timisoara
Faculty of Management and Rural Tourism
300645, Timisoara, Calea Aradului 119, Romania
E-mail: tabitaadamov2003 [at] yahoo.com
Phone: +40-256-277439, Fax.: +40-256-277031