ANALYSIS OF THE AGGREGATE INDICATORS OF CREDIT INSTITUTIONS
Abstract
This research aims to identify the evolution of the main aggregate indicators of credit institutions within the Romanian banking system. The paper also presents the evolution of these indicators in dynamics, during the years 2019-2021, in the Pandemic period. The indicators analyzed refer to: total net assets, assets of privately-owned institutions and of foreign-owned institution, capital adequacy ratio, ROA and ROE, operating income per operating expenses, non-performing loans ratio and other significant indicators. These are reported by the National Bank of Romania, according to the regulations in the European monetary area. This analysis allows the evaluation of banking performance. It also identifies priorities in prudential supervision of credit institutions.
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Copyright (c) 2022 Daniela Harangus
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LUCRĂRI ȘTIINȚIFICE MANAGEMENT AGRICOL
ISSN print 1453-1410
ISSN online 2069-2307
(former ISSN 1453-1410, E-ISSN 2069-2307)
PUBLISHER: AGROPRINT Timisoara, Romania
PAPER ACCESS: Full text articles available for free
FREQUENCY: Annual
PUBLICATION LANGUAGE: English
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Banat`s University of Agricultural Sciences and Veterinary Medicine “King Michael I of Romania” from Timisoara
Faculty of Management and Rural Tourism
300645, Timisoara, Calea Aradului 119, Romania
E-mail: tabitaadamov2003 [at] yahoo.com
Phone: +40-256-277439, Fax.: +40-256-277031