ASPECTS REGARDING THE INTEREST RATES FROM THE BANKING SYSTEM FROM ROMANIA

Elena Daniela Meilă, Florina Tobeș, Claudia Sîrbulescu

Abstract


The authors of this paper present some significant elements of the interest rate, which performs an important function in the banking system. Are presented the interest rates of NBR (monetary policy interest rate and ROBOR rates), as well as the interest rate on new loans and deposits in lei.

If money represents the blood supplying the economic system, the interest rate represents the rhythm at which it evolves. The interest rate represents the main element according to which the interest is calculated.


Keywords


bank; interest rate; credits; deposits

Full Text:

PDF

References


ANGHEL, MĂDĂLINA – GABRIELA, 2016, Elemente semnificative privind rata dobânzii şi rolul acesteia în activitatea bancară, Revista Română de Statistică - Supliment nr. 4/2016

BISTRICEANU, GHE. D., M. N., NEGREA, E., 2014, Noţiuni bancare fundamentale, Editura Economică, Bucureşti

CĂPRARU, B., 2014, Activitatea bancară. Sisteme, operaţiuni şi practice, ed. a IIa, Editura CH Beck, Bucureşti

DARDAC, N., BARBU, TEODORA, 2009, Monedă, Editura ASE, Bucureşti

HUERTA DE SOTO, JESÚS, 2010, Moneda, creditul bancar şi ciclurile economice, Editura Universităţii Alexandru Ioan Cuza, Iaşi

SÎRBULESCU CLAUDIA, PÎRVULESCU LUMINIȚA, GHERMAN REMUS, 2017, The impact of interest rate on the investment decision in savings products, Lucrări Ştiinţifice, Management Agricol, XIX (2), 213-216

SÎRBULESCU CLAUDIA, 2016, Aspects Regarding the Risk in Banking Activity, Scientific Papers: Animal Science and Biotechnologies, 49 (2), 230-236

SÎRBULESCU, CLAUDIA, PÎRVULESCU, LUMINIȚA, CHIRILĂ, MARIANA, CHIRILĂ, D., DINCU ANA MARIANA, 2018, Study regarding the deposits of non-government clients providedby the Romanian banking system, SGEM Conference Proceedings, V, 325-332

TURLIUC, V., COCRIŞ V., ş.a., 2016, Monedă şi credit, Editura Universităţii Alexandru Ioan Cuza, Iaşi

***, www.adev.ro

***, www.bnro.ro

***, www.ecb.europa.eu

***, www.capital.ro

***, www.cotidianul.ro

***, https://dexonline.ro

***, www.economice.ro

***, www.financialmarket.ro

***, www.manager.ro


Refbacks

  • There are currently no refbacks.


Copyright (c) 2019 Meila Elena Daniela, Elena Claudia Sîrbulescu, TOBES FLORINA

Creative Commons License
This work is licensed under a Creative Commons Attribution 4.0 International License.

LUCRĂRI ȘTIINȚIFICE MANAGEMENT AGRICOL

ISSN print 1453-1410
ISSN online 2069-2307
(former ISSN 1453-1410, E-ISSN 2069-2307)

PUBLISHER: AGROPRINT Timisoara, Romania
PAPER ACCESS: Full text articles available for free
FREQUENCY: Annual
PUBLICATION LANGUAGE: English

______________________________________________________________________________________________

Banat`s University of Agricultural Sciences and Veterinary Medicine “King Michael I of Romania” from Timisoara
Faculty of Management and Rural Tourism
300645, Timisoara, Calea Aradului 119, Romania

E-mail: tabitaadamov2003 [at] yahoo.com
Phone: +40-256-277439, Fax.: +40-256-277031