ASPECTS REGARDING TRANSACTIONS WITH PAYMENT INSTRUCTIONS CHARACTERISTIC TO THE ACTUAL ECONOMY USED BY THE ROMANIAN BANKING SYSTEM

Florina Tobeș, Elena Daniela Meilă, Claudia Sîrbulescu, Luminița Pîrvulescu

Abstract


Since ancient times, alongside various forms of organization and especially in a market economy, transactions are very numerous and are carried out either on the initiative of individuals, authorized persons or economic agents. For purchased goods and services, including for financial instruments, are paid money either physically, or in the form of deposits mentioned in banks.

In this paper, we presented the payment instruments used in the banking system, as well as the evolution of payment instruction transactions during 2014-2017 periods.Cashless payments are made, from the point of view of banking technique and evidence, with the transfer of amounts from one account to another. Transfers are possible, only through open bank accounts, organizing cashing operations being an attribute of the banking operator

Keywords


cashless payment instruments; transfer; transactions; banking system

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References


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Copyright (c) 2019 Tobes Florina, Elena Claudia Sîrbulescu, Meila Elena Daniela, Pirvulescu Luminita

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LUCRĂRI ȘTIINȚIFICE MANAGEMENT AGRICOL

ISSN print 1453-1410
ISSN online 2069-2307
(former ISSN 1453-1410, E-ISSN 2069-2307)

PUBLISHER: AGROPRINT Timisoara, Romania
PAPER ACCESS: Full text articles available for free
FREQUENCY: Annual
PUBLICATION LANGUAGE: English

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Banat`s University of Agricultural Sciences and Veterinary Medicine “King Michael I of Romania” from Timisoara
Faculty of Management and Rural Tourism
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