STUDY REGARDING CREDIT GRANTING TO NONGOVERNMENTAL CLIENTS FROM THE WEST REGION BY THE BANKING SYSTEM

Florina Tobeș, Elena Daniela Meilă, Claudia Sîrbulescu

Abstract


This paper analyzes the bank credit which plays a major role in financing the Romanian market economy. It is demonstrated by scientific research that the lending process represents the main source of funding for a country's economy, the types of credit varying and adapting to market requirements. The methods used by the authors consisted in data collection, documentary analysis, synthesis, graphic representation. Accessing a credit must be advantageous to both parties, both for the bank, by expanding and diversifying the credit portfolio so as to obtain extra profit, and for the client, who can grow their business through the credit they are accessing, earn profit and can thus repay debts to the bank.

Keywords


credits; bank system; payment; bank

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References


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Copyright (c) 2019 Elena Claudia Sîrbulescu, Tobes Florina, Meila Elena Daniela

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LUCRĂRI ȘTIINȚIFICE MANAGEMENT AGRICOL

ISSN print 1453-1410
ISSN online 2069-2307
(former ISSN 1453-1410, E-ISSN 2069-2307)

PUBLISHER: AGROPRINT Timisoara, Romania
PAPER ACCESS: Full text articles available for free
FREQUENCY: Annual
PUBLICATION LANGUAGE: English

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Banat`s University of Agricultural Sciences and Veterinary Medicine “King Michael I of Romania” from Timisoara
Faculty of Management and Rural Tourism
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