ASPECTS REGARDING THE STRUCTURE OF LOANS AND DEPOSITS OF CUSTOMERS IN THE NORTH-WEST REGION
Abstract
The article presents issues regarding the evolution of non-governmental loans granted and the savings of bank customers in the North-West Region. Banks offer different savings products to individuals and legal entities.
The decision to access a loan, regardless of the type, is an extremely important decision for both parties, the client and the bank.
Saving has effects on the development of the bank's activity, customer deposits representing the bank's funding sources, and for customers, deposits are the safest way to save.
The research methods used by the authors of the article were data collection, analysis, processing and graphic representation.
The non-governmental credit granted to bank clients in the North West Region followed an upward trend. The same trend also registers the deposits of non-governmental clients as a result of their trust in the banking system.
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Copyright (c) 2023 Elena Claudia Sîrbulescu, Luminița Cornelia Pîrvulescu, Andrea Ana Feher, Mariana Chirilă, Daniel Chirilă
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